Many people take comfort in seeing a substantial cash balance in their bank account. Cash provides security, flexibility and peace of mind. However, holding too much cash for too long can create risks that are often overlooked. If you’ve accumulated savings through business profits, inheritance, a property sale, or simply years of careful saving, it
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Our Director, Lucy Loughton, recently competed in the Global B14 Championships in Torquay, securing her second consecutive world title after her World Championship victory in Sydney in January 2025. This time, she raced alongside helm Ralph Singleton. Competing against a strong international fleet, the pair delivered a consistent and composed performance throughout the regatta, recording
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Interestingly most of the changes made at this budget will not take effect immediately and span over the next few tax years with forecasts from 2025/26 to 2030/31. The next general election must take place by 15th August 2029, and as such some of these newly announced tax rises will fall after this date, bringing
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July 2025 – Market Update and the Importance of Staying the Course Market Overview Global markets have continued to experience mixed performance through mid-2025. While volatility remains a feature of the current environment, recent data suggests a more constructive backdrop is emerging. Inflation has cooled for the fifth consecutive month in the U.S., and
Read MoreMarch 2025 – Market update and the importance of Long-Term Investing Market Overview Once again, global financial markets are experiencing significant volatility. The U.S. stock market has seen sharp fluctuations, with both the S&P 500 and NASDAQ indices showing small declines in the last week. This instability is largely driven by geopolitical tensions, including
Read MoreAUTUMN BUDGET – October 2024 On Wednesday 30th October 2024, The Chancellor Rachel Reeves delivered the much-anticipated 2024 Budget, marking Labour’s first budget in 14 years and the first ever by a female Chancellor. Here are the main and relevant points with regards to financial planning: Capital Gains Tax Capital Gains Tax (CGT) has
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INFLATION 15TH NOVEMBER 2023 Inflation fell to 4.6% as at end of October from 6.7% at end of September, this as a result of lower food and energy costs. This is the lowest rate of inflation for two years and core inflation, which does not include more volatile prices such as food and energy,
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Economic & Market Outlook – August 2023 The second quarter of 2023 has been a bit of a rollercoaster ride for the financial markets. There has been good news, bad news, and some surprises along the way. Let’s take a look at what happened and what we can expect for the rest of the
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CONGRATULATIONS Congratulations to Max Taylor on passing his Diploma in Regulated Financial Planning exams! The Diploma in Regulated Financial Planning is a level 4 qualification recognized by the Financial Conduct Authority (FCA) and is the qualification of choice for our profession. It develops technical knowledge and financial planning capabilities across six core areas.
Read MoreEconomic & Market Outlook – May 2023 The year 2023 is expected to be a challenging one for the global economy and financial markets, as the world faces multiple headwinds such as inflation, monetary policy tightening, geopolitical tensions and the ongoing impact of the COVID-19 pandemic. However, there are also some signs of hope
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